Creating a business moat is your shield against brutal price competition. Without one, you’ll be trapped competing solely on price, forcing you to serve countless clients with razor-thin profit margins while constantly fighting to avoid losses. For small businesses, having…

The Cash Flow Paradox: As Sales Grow, Cash Decreases When sales increase, you might suffer from cash shortages. The more sales, the less cash. Sounds counterintuitive? When sales increase, mainly two cash outflows increase: capital expenditure and working capital. Capital…